1 DOCUMENT SCOPE

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1 About This Policy

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This guide only relates to debts purchased by us under a Notice of Assignment. All other debts  managed by us are subject to our client's own Credit Guide.

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We hold an Australian Credit Licence pursuant to the National Consumer Protection Act 2009 (Licence Number 430659). This Australian Credit Licence authorises us to engage in credit activities as a credit provider by:

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• carrying on a business of providing credit as defined by the National Credit Code; and / or

• being a credit provider under a credit contract; and / or

• performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and / or

• providing credit assistance to a consumer that relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and or

• being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and or

• performing the obligation or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secure or will secure obligations under a credit contract under which the licensee is the credit provider; and or

• being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and / or

• performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and / or

• carrying on a business of providing consumer leases; and / or

• being a lessor under a consumer lease; and / or

• providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and / or

• performing the obligations or exercising the rights of a lessor in relation to a consumer lease as the lessor

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This Australian Credit Licence is limited to credit activities engaged in by us:

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• as an assignee of the rights of credit provider, lessor, mortgage or beneficiary of a guarantee under a Credit Contract, Consumer Lease, Mortgage or Guarantee

• for the purpose of demanding and receiving payments in accordance with, and enforcing the terms and conditions of a Credit Contract, Consumer Lease, Mortgage or Guarantee that has been assigned to the licensee

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2 Our Contact Details

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You can contact us via the following: